I am soo angry to find out I've been scammed.  I was tricked into paying this guy $572 via Money Pak, when he wanted to be payed that way I was skeptical, but he made it sound like if I didn't pay by the end of the day then I'd have legal action taken against me.  I feel soo stupid now, that came out of our vacation fund.  Now the same guy is calling on a different number and using another name saying I have another debt attached to my social security number, I've ignored his calls so far, but he calls at least 10 times a day and has called my place of work looking for me!!!!  Now that I'm armed with how the law works, I plan to return his call Monday morning and ask for proof in writing, which I'm sure I'll never get. What really irks me is from what I understand there is no way to get my money back since I stupidly paid with Money Pak.  Another thing is this guys accent is so thick that you can only understand 1/4 of what he says, I think it's intentional because he's quite easy to understand when he tells you how much he wants and taking legal action if you don't pay!!