Aug 12, 2009
Received a call from an automated service stating that I was eligible for a lower interest rate. Supposebly they are affliated with Visa & Mastercard member card services.
When I spoke to a rep they stated that based on my excellent payment history they could lower my interest rates on all my Visa & Mastercard accounts. No credit check required all they needed was for me to give them a credit card number of one of my credit cards, preferably the one with the least balance.
The rep stated that they had sent me a mailing a few weeks back, but that I probably threw it out. At this point I was highly skeptical and asked them to please verify the address to where the letter was sent and he could not tell me.
So I told him that this was all very odd and that I've never heard of any such service and I hung up on them. I tracked the number to a cell phone somewhere in California. PLEASE BEWARE OF THIS SCAM!!!