They are account services, who have harassed me for  years. I owe nothing on my credit card, never have. Yet they call at least once a month, and harass me.  I ask them to stop, they refuse.

WARNING--BEWARE!! These callers are   B I G   credit card criminals, known as the card service scammers! Under NO circumstances, give these lowlifes your credit card number, or you will regret it forever!

A recording. Wanted to refinance credit cards.   Must be a r  I don't owe antibody-dialer because I don't use credit cards

Same BS as Bob reported.      

Usual credit card spam robo call to my cell phone. Pushed 1 to get a person, but as soon as I started telling them it was illegal to robocall cellphones to someone on the "do not call" list, they hung up.