I spoke to a Ryan Schwecke of Purchase Power Solutions, Inc. and when I told him I would call him back once I did my research on the service he was offering he said he needed to complete the "transaction" at this time so I told him to forget it.

It's the same old scam about lowering my interest rates on my credit cards, blah, blah blah! He claimed the $998 fee would be paid by my creditors (as if). Have you ever heard of your credit card company paying for anything on anyone's behalf? Please...

Other numbers I received calls from are:

from Poland (can you believe it?)
480-487-3649 - this one was from a woman named Donna who asked me 5 questions to see if I qualified.

from Phoenix, AZ
480-745-9673
602-762-4892

Buyer beware! Don't fall for this scam because the only person that can negotiate your interest rate with your credit card company IS YOU!