I received a message about me going to court for a payday.com loan. Looked up the payday.com website and it's a link to a bunch of different websites lol. Also, the caller states that I'm on a "federally recorded line" and that falsification of information would cause extra charges to be made against me. This is crap and it'd harrasment. My parents were called about this.

they called my family but when i return the the call i indeed owed the loan and i paid it has gotten lefted off my name you guys say its not real or scam it is pay your debt - im happy i did

Shill alert!

Helpful tip for shills like you:  at least TRY to make an effort to learn the language of your intended victims.
Oh, wait.  Never mind.  Keep being illiterate. It gives us a good laugh and makes you soooo easy to spot.
BTW. .. nobody gets legitimate calls informing them they're going to court.  That's not how it works.