Do not deal with these scum. They are a collection firm out of NY. Check out Bud Hibbs at www.budhibbs.com it took awhile to figure out who they were, but  I traced them down. They spoof their phone number that looks like a local call. They are a rip off. Avoid them and DO NOT give them any info. The caller ID from their NY no comes up as Everest Recieva, I called back the local number and the guy said they were ERC. Found a recording when I called when they were closed and it was  Falzone Law Office

dba Falzone & Associates

FRANK S. FALZONE

Bar 1820869
215 HAMPSHIRE ST
BUFFALO, NY 14213-2021

716-881-2653

(FAX) 716-881-2906

BEWARE