his name is Robert Rossi, I did not get a clear understanding about the message expect that I or someone inthis household will be brought to trail or court. He did not mention any names but left this message.The phone number is,210-702-3930. It seems like when have paid all of your online payday loans they still keep calling you but using different names or not using any names.Pretrail intervention.

A phone call from a supposed debt collector is not legally sufficient evidence of debt.

The Fair Debt Collection Practices Act (FDCPA) includes statements such as this:

* Every collector must send you a written “validation notice” telling you how much money you owe within five days after they first contact you. This notice also must include the name of the creditor to whom you owe the money, and how to proceed if you don’t think you owe the money.   ["Written" means snailmailed ... not emailed or texted]

Source:
https://www.consumer.ftc.gov/articles/0149-debt-collection

Therefore, if that caller wants you to pay immediately, before you get the written validation notice via snailmail, or if the caller wants payment via green dot, Western Union, or other untraceable means, then the call is definitely not legitimate.

IF you wish to communicate with the supposed collector / creditor, visit  the following page, for example "Action Letters" to snailmail:
http://www.consumerfinance.gov/blog/debtcollection/

If you KNOW you owe no money, or believe the call was from a fake debt collector, please take the time to read this:
http://www.consumer.ftc.gov/articles/0258-fake-debt-collectors

left message about being processed.  

PAY DAY LOAN SCAM

A REAL DEBT COLLECTOR AS PER THE FDCPA IS NOT ALLOWED TO LEAVE ANY PERSONAL OR DEBT INFORMATION AS A MESSAGE.

IS A SCAM, IGNORE AND BLOCK

I just received a call from this number; The caller told me that I had a pending warrant with a county in Texas.....a place that I lived over 7 years ago....because I had a loan with a payday advance company that I never paid.  They went so far as to tell me that they had video surveillance of me signing a check and leaving the store with money, but could not tell me the actual name of the loan company.  They told me that if I didn't pay $1056.00 today, they would contact the sheriff in the city where I currently live and move forward with prosecution.  They told me that if I didn't want to pay it, I could hire a criminal defense attorney.  They said the name of their company is "litigation services".  The lady I spoke to was "Mrs. Bailey".  She offered to transfer me to the "victim processing department" so that I could give them a valid credit card and make the payment.  I said, "no, just give me their phone number and I'll call them later today when I get off work".  She said, "no it is an internal department here at our firm, so I will need to transfer you".  That's when I told them that the whole thing seemed pretty fishy to me, "especially since this is not the first time I've heard this very story with the same threats.  When it happened before, I contacted the FBI and gave them all the information.  They told me not to send them any money or give any personal information, because it was a scam."  The lady assured me that it was not a scam and said that if I had a valid email address, I would receive a receipt showing me that the debt had been paid and the legal action had been dropped.  When I communicated my continued suspicion, she told me that she was going to transfer me to her supervisor, who would be able to help me.  I heard a long beep, and then silence.  Then a dial tone.