Aug 12, 2013
Be very aware if you get a call from this specific number or any with a 210 area code especially if you have had to apply for a Pay Day Loan. I do not mean to sound racist, however you will find most of these calls are coming from a call center that employs mostly people of Indian/Middle Eastern decent. Somehow they are able to get a hold of your financial information then call with "Loans" to help you out if you are in-fact in a financial bind. They first want to verify all of your background and financial information. Then they tell you what amount you qualify for, however because the loan is considered "High Risk" they will need you to put up a security deposit in a dollar amount based on whatever amount you have been approved for. Next, you are instructed to get a GREEN DOT MONEYPAK product and fill it with whatever the security deposit amount is required to secure your loan. After you have completed this you are to call them back and give them the number on the MoneyPak product, which can be found on the back. Actually you will find it once you have scratched the gray area off...basically like a lottery ticket. Once you give them this number they verify that the security deposit has been loaded to the MoneyPak and then tell you they are sending your loan off for final approval and that your money should be deposited within the next 30 to 45 minutes, which by the way is not possible. ACH Transfers and Direct Deposits are always made to your account the next day even if requested the day before. I know because I work in the Financial Services Industry more specifically Fraud Protection Services. So after my friend felt complete relief that she was going to avoid a financial crisis discovered her money was not available to her that afternoon. I told her not to worry about it because of knowing how transfers work and that the money should be there Monday morning. Well guess what? It was not there. So she made a call to the Loan Administrator that kept calling her from this number to find out what was wrong. He told her there was some issue with verifying her name identity and that in order for her to finally secure the loan they would need another $75.00. After hearing this she immediately called me for advice which was of course do not pay them anymore money...this has all the makings of a SCAM, I instructed her to call back, cancel the loan and demand the refund of her original deposit, which they told her they would return it with 15 business days. However, I highly doubt this will happen. So again, be very aware of this SCAM and if you have been a victim I would encourage you to file a report with the Better Business Bureau. Also, you can look Google MoneyPak scams and find plenty of helpful information from them about avoiding costly situations such as this one.