I actually answered the call, which I never do if the number isn't already programmed into my phone. Recorded message saying it was about my credit card and lowering my interest rate. I don't have a credit card, only my banks checking card.

Called my cell just now. Didn't leave a voice mail message. So sick of these robo calls/spammers!

RoBo call on my cell, which "suggested" this was an urgent call from my credit card company.  They did specify it was not a problem with the card, but pertained to lowering my rates.  I hit 1 to talk to the guy, get his name and have my number removed from the list.  I asked his name and he had a strong accent (Pakistany??) , responding he is some wrestlers name, but he goes on to explain the name he is giving me, which is false.

Yet another moron trying to scam -- Please, choke to death on your next meal and leave us all alone