Be careful. These people are not debt collectors. This is a gang of scammers. They try to collect all your personal information. They use different phones and different technics. They have already cheated lots of innocent people. They pose as an IRS Agent, Debt collector or Medical equipment seller or Credit card . Never pay on phone. Confirm with your IRS office or UTILITY or whatever Name they tell. These people will drain your money from your bank account. Do not be afraid. Hang the phone and call police.
Phone 209-782-8675, 407-000-0001, 866-625-5089, 515-353-6541, 202-241-6203, 866-467-4300 are scammers phones.
919-233-7202
212-662-2315, 866-413-6900,  866-467-4300, 803-271-0235, 803-820-9462,
202-506-8701,  202-241-6203, 202-241-4952,  202-506-8701, 866-467-4300,  949-945-9464,
518-417-5291, 888-234-9939, 347-213-0595, 202-241-6203 & 866-467-4300 connected,
803-820-9462, 212-662-2315, 803-271-0235

this phone # is a scam !!! too much of this [***] lately !!! BE CAREFUL & BE AWARE !!!!

Credit card interest reduction.

CID said LOCAL, message was about lowering int rates on all credit cards, final notice. Clearly a scam

CID says from "LOCAL" not "Test" in my case, but the area code is from Jamestown, CA; Google and find all scam reports.  They try to mislead people by spoofing the CID.