I got a call from this number saying that took out a 300.00 payday loan/cash advance. I did not but they are saying that I owe them 900.00 and they are suing me for fraud. I said can you give me the information on the loan when, who ect.. they said cash advance and they gave me this number. I call it and it is the same guy, and american name but it is an Indian speaking guy. I was worried at first but then I went to my bank and I NEVER got the 300.00 so I know it is a scam. What I am worried about is what is the scam because they did not try and get money from me they just kept saying i was going to be sued and what is my attorneys name is. They wont answer any of my questions they will just hang up. I had lost my job a few months ago for no reason they said we dont employ people here like you. I was confused because I have only had 3 jobs in my life and im not a bad worker I never missed work or anything bad so i was shocked I was thinking they may have called my work as they stated they have been and said some horrible things. Has this happened to other people and how do i prevent this from happening to my new employer and besides canceling my bank account what else should I do?
Please help me.