Ok, this is long, but I want to tell the whole thing to inform others. I just got off the phone with these people. They left me a message earlier today. They didn't say who they were or why they were calling. But they told me that I needed a lawyer and if they didn't hear from either me or my lawyer, they wished me good luck as the "events of my actions" unfolded in front of me. Not knowing what the hell it was, I called the number back from a different phone to find the name of the company. It was Federal Legislations. At this point I started to get nervous. I originally thought it was some kind of collection call. But when I heard the business name, I thought I'd better call to at least see what it was about. So of course, they told me that I had a lawsuit filed against me in the California Supreme Court for check fraud, giving false information, and a few other things. I was frightened at first, then when he told me it was for a payday loan that I took out on March 11th, I knew it was bulls*#t. He told me that the company by passed collecting the money from me and just decided to go straight to the Supreme Court. I demanded he tell me who the company was and he said their name was Cash Advance USA, and that they deposited "less than $500" into my checking account. I asked the exact amount and he said, "Less than $500." I said, "Yeah, you already said that....HOW MUCH!!!" He said $300 and I told him he was full of S*#T!!! He even told me that they already reported it to the credit bureau!! At this point, I was infuriated because I knew I had done nothing wrong. I told him that I could prove with no problem that no money was never deposited and threatened to file suit against THEM!!! When I said that, his toned changed and he actually said, "Ok, you think this is full of S*#T??" I said, "I KNOW IT IS!!!" and he told me I was right. The MORON actually started to tell me that it was a scam. That they get people's info, call them up, and tell them of fake lawsuits and threaten them to collect the money. This was after he told me he had some kind of proposition for me, which he never got to telling me what it was. But when he first said it, I was like, "A proposition?? What the hell does that mean?? You think I'm going to give you money??? What are you crazy??" He followed that one up with, "I don't want your money...." I'm sure my face was priceless at this point. So he tells me all this scam crap and then can't understand why I was even angrier than before. I said, "UUUMM, you call me, tell me I have freakin' felony charges that could land me in jail for a long time, tell me that you've reported it on my credit...then turn around and tell me that it's a scam and now claim to NOT have reported it to my credit, and you can't get why I'm upset???!! IDIOT!!!!" Then he says, "You're calling me stupid and an idiot, but I'm here making over $100,000.00 a month." I said, "Yeah, by making fraudulent calls, and stealing money from people!!!" He still tried to find out how much I make, and if I ws self employed. I said, "SERIOUSLY??? Do you really think I'm going to give you that info?? You're dumber than I thought!!!" I was going off!!! Yelling.....threatening a law suit of my own. At that point he said that I was not eligible for the loan...what ever that means.I said, "What loan???? You've already falsely accused me of taking one out and not paying!!!" So I got as much info from him as I could and told him that I WOULD be contacting MY lawyer and if they ever called me again I would press charges. And get this...they called back about 15 minutes later!!! I answered and said, "WHAT ARE YOU, ALLERGIC TO LISTENING???? IF YOU CONTINUE TO HARRASS ME, I'LL PRESS CHARGES!!!" There was no answer from which ever one of them was calling. I said, "HELLO???!!!" and they just hung up. The thing that frightens me the most is that they had all my info, my bank account #, my SSN, my address.....I'm now scared to death!!! I have to make a million calls tomorrow morning now to do what I can just incase!!! Oh....and I WILL be calling a lawyer, the better business bureau, and the FBI...no joke. There's got to be something they can at least investigate. Either way, it needs to be reported!!