This guy left a message on my phone - unusual for robo call - so I call back. it is a telemarketer (a live person ALEX) He is friendly with Professional. Anyway, the say he is in the finacial business, he can get loan for small business ( I don't need a loan).

I am writing this to let everyone know this is telemarketing.  The guy is not your typical Hi-School drop out, seen to be a real finacial company.

A guy by the name of Alex. he claim he can help improve my HVAC business. I told him I am retired, I am not looking to improve any business.

Telemarketer selling capital loans for small businesses.