I received the call today from 561-482-7902. Same story as everyone else. I spoke to a guy who had an American accent. I asked him for the name of this "non-profit organization" which he claimed has struck a legal deal with banks (makes no sense in reducing credit card interest rates). I asked him which credit card he's talking about and he said "all of them." Then I asked him if I can call him back and he said no, I won't be able to reach him because the phones are ringing off the hook "as you can probably hear" (I didn't hear a pin drop in the background). Then I asked him if they have a website and he got nervous and started fumbling and stuttering and saying that he's not exactly sure and it's a long story and he's not even sure what the organization is called. Not only a scammer, but an extremely retarded one. I'll be calling the FTC and reporting this to the FBI as well.