Recorded message advising that I could lower my credit card interest...when call returned received a female stating that someone was using her home phone number without her consent.  She advised that she would be calling the phone company

Wanting to lower your interest rates on your credit cards

Recieved call advising I could decrease my interest rate. I pressed 1 to talk to live operator. I asked who they were affiliated with. "Stand alone company working with Mastercard and VISA." No other identification given. When I asked to be removed from list, phone went dead. My conclusion: not legit!

Fraud - they give an option in their recording, but then call more frequently.  I spoke with a representative, who said they were with Card Services.  Don't believe it.

I asked to be removed from their call list, and they asked me to hit 3# to confirm.  I did, stupid me.  He then told me I'd be charged $ 9.95 each month recurring charge to my cc for them to not call me.

!#@&!%@&

HAVE GOTTEN SEVERAL CALLS IN THE LAST MONTH FROM THIS # ON MY CALLER I.D. WANTING TO KNOW IF I WOULD LIKE INFO ABOUT LOWERING MY CR.CD. INTEREST RATES.  I TOLD THEM I ALWAYS PAY MY BILL IN FULL THANK YOU.  PAYING INTEREST IS AGAINST MY RELIGION