Scammer claiming to reduce credit card interest rates

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Some [***] foreigners running a scam on lowering credit card interest rate(s)... They don't even know if it's Visa, MasterCard, Discover, or AMERICAN Express they're calling about. Funny thing is that I don't have any credit cards,  but yet these idiots insist I do... Then they ask about bank accounts... These scammers need to get sent back to their hell hole countries they came from !!!!!!!!!!!!

From The
Rachael Group of Scam Maggots. Last call to lower your I.Q.

Called twice left no message

Calls few times even I had rejected him