May 14, 2014
These people are calling under several 206 971 numbers so all of them should be avoided. It is illegal to call before 8 am or after 8 pm in violation of the Consumer Protection Act, but creditor's violate it all the time. They also will send a debt to a new collector even if the statute of limitations has expired in WA. If you do not pay on a debt for six years and it hasn't been reduced to judgment, then it is gone. But you have to make sure you haven't paid even a penny in that six years because it restarts every time you pay something. The biggest mistake people make is they pay a small payment and this restarts the statute of limitations all over. But, if you get a call from a collection agency on a debt you have not paid on in more than six years...ignore it. They can't reduce it to a judgment then.