May 21, 2014
They've been busy little thugs all year, to judge from related threads ...
http://800notes.com/Phone.aspx/1-321-328-3846
http://800notes.com/Phone.aspx/1-713-287-1239
http://800notes.com/Phone.aspx/1-855-305-5110
http://800notes.com/Phone.aspx/1-859-908-3324
http://800notes.com/Phone.aspx/1-877-318-0965
Never let bullies on the phone confuse extortion with debt collection. Consumer debt in America is *not* a criminal matter. Honest debt collectors do not typically send their claims straight to a judge, and they don't take your ransom money to broker quick deals with so-called "process servers". There are no secretive "arbitrators", "mediators", or "prelitigation specialists", only sweaty criminals with a script full of bullying remarks. Lawful debt collection is a process, not an ambush, and you are due a chance at each stage to raise a dispute. The agents' horrid threats are empty and their conduct is illegal. Do not reward lawbreakers with your money. Challenge them always, sue them if you can.
FTC and CFPB material on US federal collection law:
http://www.ftc.gov/os/statutes/fdcpajump.shtm
http://www.consumerfinance.gov/askcfpb/search ... debt-collection
See also this FTC alert: "Fake Debt Collectors"
http://www.consumer.ftc.gov/articles/0258-fake-debt-collectors