Mar 30, 2012
I received two calls regarding the same scam naming 2 separate Payday Loan companies. They gave the same routine; they want to speak to my lawyer. On both calls I pushed the issue. One caller with the Body Shop Digital I D (206) 494-0311, says I took out a $7,000 payday loan and failed to pay it off, the other first said the same amount but when I pressed him for details he transferred me supposedly to a Para legal who when I started questioning him and I repeated the amount he said it wasn't for $7,000. The company was looking for me to pay them $791 to pay off what was probably a $400 payday loan. I forgot to mention, the first caller when I started raising questions he started reading me a form of my Miranda rights, lol. That call ended with my telling him I would see him in court. I could tell he was somewhat taken back and tried once again to talk about possibly settling but he got the same answer. The second caller pretty much had the same reaction especially when told him I was entitled to copies of the documents proving that I in fact had taken a loan out and a copy of the arrest warrant along with a copy of the complaint. He told me he would mail them. Another joke, he told me the loan was taken out on January 7, 2012. So that means there is a warrant out for my arrest for failing to pay a $400 loan almost 3 months ago. Yeah right. I don't think so. I told him I have my bank statements and his response was they could have been altered so they would not stand up in court.
So the bottom line here is if you applied for a Payday loan, these vulchers get your information, and know whomever you applied with, declined your application they seize the opportunity to through some legalese terms and threats in hopes that you will send them a few bucks to make them go away. Unbelievable, how these scams are able to avoid prosecution. Hopefully, they will be foolish enough to mail me the documents I requested and there is enough of a paper trail for me to forward to the proper authorities. The first caller claimed it was about a payday loan I had with a company Called Payday Plus which was interesting as the caller I D appeared as Body Shop Digital, and the other was from a company called American Cash Loans. If you have any doubt about this being a fraud you should Google American Cash Loans and what you find should put your mind at ease. I don’t usually write or post anything on the internet but these guys really pissed me off.