I get calls all the time and ignore them. Most of the time there is no message left.  I now just ignore all calls I don't recognize.

In spite of the No-Call list, these jokers call and leave long messages. How do they get around that?

Transcript of voicemail:

Message In regards to your student loans. I love January 2012 the Department of Education is offering a short term student loan consolidation opportunity. That's right. This is I short term government consolidation opportunity press one now to see if you are eligible. Do not be left behind would be federal loan. Take advantage of what the Obama administration is offering. If you are not interested in taking advantage of the special opportunity. Please press 9 Again, press one now to speak with a representative to see how we can reduce your student loans. Allen and rate.

So this number called me, and I thought well here come's another Rachel from Cardholder Services.  So I decided to try a new approach, I answered but kept everything completely silent or a minute.  This stops the robo-call from knowing if someone is actually on the line or not.  I suggest you all try it once, it works wonders and the numbers of calls reduce.

Silence does not confuse the computer dialer.Only a SIT,system information tone will do that.