I had applied for loans over the internet and received a phone call one day saying that i was approved for a thousand dollar loan. I was told that i only had to send 172.00 dollars and it would boost my credit score and i could receive the 1000 plus my 172 back. The company got my 172 dollars and i never received any money if you receive a call like that it is an absolute scam don't fall for it. I had to change account because they had all my information when they called me.