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We have got 2 reports against 2055880652
The majority indicated that it is a Other
Who called 2055880652
Location: Birmingham, AL
Operator: Билайн
Views: 31
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Oct 20, 2015
Debt collectors cannot issue warrants, but they do threaten you to scare you into paying their extortion money.  The so called "bounced"/"hot" check is a fairly common ruse.  Every state has their own laws on those types of checks, but no of them include so called debt collectors.
Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt.  It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes.  The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.
Read up on your rights here, get template letters to send and also make a complaint at this government site:  http://www.consumerfinance.gov/
Also file a complaint with your State Attorney General's office.
List of State AG’s offices:  http://consumerfraudreporting.org/stateattorneygenerallist.php
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Recent comments:
1
Oct 20, 2015
Saying i got bounce checks if i don't come up with 4,000.00 a warrant will be signed for my arrest got until 4 pm to come up with this money.
Other
2
Oct 20, 2015
Debt collectors cannot issue warrants, but they do threaten you to scare you into paying their extortion money.  The so called "bounced"/"hot" check is a fairly common ruse.  Every state has their own laws on those types of checks, but no of them include so called debt collectors.
Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt.  It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes.  The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.
Read up on your rights here, get template letters to send and also make a complaint at this government site:  http://www.consumerfinance.gov/
Also file a complaint with your State Attorney General's office.
List of State AG’s offices:  http://consumerfraudreporting.org/stateattorneygenerallist.php
Other
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