I have been trying to get scammed all different types of ways, my mail, claiming they want to consolidate my debt, which in the long run was going to cost me more, I have people come to my home claiming to be AT&T reps, but no business card or # to call back, I have learned my lesson, I talked to a lawyer& you are not obligated to answer the phone.  If its important they will leave a message.  Scam artists never do because that is how they get caught in court, so if I don't know the # I don't answer.  Lesson learned, the hard way. Yes, this same scam artist called me. I didnt answer.