DO NOT PAY THEM ANYTHING.>.> this is a sweat shop operation operating illegally..... they cant do anything to you, they can't sue you, garnish you, or file any "charges" against you, these are false threats intended to extort money from you.  If they won't mail you verification of the original debt via US MAIL, there's your proof that this or any other "shop" is acting illegally.... report them immediately to the CFPB via the attached link... save all recorded messages or calls.. http://www.consumerfinance.gov/Complaint/#payday-loan

My ex received a call from 202-697-4451 and said I had two charges pending against me.  15 minutes later they called me with a pre-recorded message and I  called them back with a reference # JHI6426. It was a woman who mentioned some attorney's office saying I owed 868.13 to Ace Express Pay Day loans that was opened July 27, 2008.  I've never had a payday loan in my life!!!  They said that they would send it over to their disputes department.  They even had my home address and new phone number.  I immediately put in a complaint with the FCC.  SUPER FRAUD!!

saying that i wanted for fraud and they will arrest me. They also called my job. They need to be deal with harshly.

ive got the same message today.

Got a call today from this number...not even for me. Apparently someone who had my number once. Wow. What will they come up w next?!