Apr 22, 2010
Called claiming to be investigator Winslow.
I've already filed a BK (chptr 7) and was just giving them my attorneys info... They basically tried the scare tactic of we are filing a criminal case against you... we only talk to criminal attorneys...
This is all a crok....
1) if they are going to file criminal charges... they already would have
2) if you have filed a BK with them on it, the only way they get money is through the BK court or scaming you (which this is)
3) if you haven't filed a BK and owe them money... they are going to be hard to deal with (as already you can tell they are trying to scare you into paying them -- typical collector tactics). My way out of my financial mess was a BK... there are other options... When dealing with a collection agency never ever give out CC info or checking account info... send money via money order, cashiers check (I believe one of them has a tracking option which is the best in these cases) if you do send it. But I would first get an agreement of what you will pay and when and that should also be certified. Many times these types of collectors will often try to get much more out of you than the original debt.
My particular debt was from Cash Net USA (named on my BK)... This is a 3rd party collection agency that likely bought the bad debt and is attempting to collect on it. They would not provide the actual name of the company or the address. I was told they would not talk to my attorney (though they really need to if they want any money at all), only a criminal attorney... I told them to file their case then (it would be much easier to deal with an attorney as they tend to be educated and semi intelligent). For a debt of $300 it's going to go to a small claims court at best (it won't even go there).
This agency also calls under:
512-807-7687
202-241-5727
(note: these numbers are obviously spooffed).