Some one call and said my neice was under investigation for fraud

TODAY MY HUSBAND RECEIVED A CALL FROM 202-239-0495 FOR CHECK FRAUD WITH CASE NO. 441201.. WE HAVEN'T HAD A CHECKING ACCOUNT FOR THE LAST 18 MONTHS,,./. SO I WOULD APPRECIATE THAT THEY DO NOT CONTACTY ME AT HOME THEY CAN REACH US VIA MAIL

A lady name Alexa Lucas called from that number telling me that I signed for a pay day loan couple years ago and gave them my bank account online. She said if I don't pay within an hour then I ill have to go jail and someone ill pick me up. I am scared and I dont kno that to do

You CANNOT be arrested for a debt.
Debt is a CIVIL matter, not a CRIMINAL matter.
Go to ftc.gov and read the FDCPA and learn your rights.

Nothing to worry about. Its all a scam.