Jun 18, 2016
You are correct.
"... the fourth digit is a zero."
The fourth, fifth, and sixth digits are called the "exchange" number, and no exchange number begins with "0" or "1"
Also, there are no exchange numbers of the format "x11" where "x" is any digit :
211, 311, 411, 511, 611, 711, 811, and 911 cannot exist as exchange numbers in any area code.