Jun 19, 2014
Never EVER, EVER, provide full social security over the phone. You have that RIGHT. No matter what state you live in, in the United States you do NOT have to provide your full social over the phone. Especially do not provide your social to callers who CALL YOU from unidentified numbers.
If it is a legitimate debt collector, they will have your information on file. Also, legitimate debt collectors will leave a message and HAVE appropriate caller ID's.
By law, after first initial contact with ANY debt collector, they must mail you a validation of debt (VOD) letter verifying the amount, who they are, who the debt is from, and the account number with their information as well as your mailing address.
Please folks record and document the calls. Depending on the state you live in, you must state that you are recording the calls. There isnt a LAWYER in America, honesty just go through the phone book and pick ANYONE, that wouldnt want to represent you for FREE. YES FREE, if these so call or any debt collector is violating Do not Call laws or FDCPA laws (google for more information).
If you feel that boundaries have been crossed, please contact a lawyer and state your claim. I promise you, it will be rewarding for you! $$$$