They called me several times.

I got an email.  Who are they?

I got the same email and never taken out a payday loan with ACE Cash Express

THIS IS THE YEAR OF THE DECEIVER
And all phone calls should be treated as if you're talking to the Devil ( i should say all calls you're not familiar with)

Got an email stating a took out a payday loan with Advance Cash Expert & that I'm SEVERAL payments behind... they are demanding full payment of $582 or they are gonna take me to small claims!! NEVER borrowed!!!  It's a scam!!