They are bottom feeders taking advantage of suffering consumers.  They purchase delinquent debt from predatory lenders who used not due dilgence of common sense underwriting before extending credit and when the banks write off the losses this law firm uses automated voice calling systems to annoy and harass consumers while collecting the full amount of the debt, even though the cost basis can be pennies on the dollar.  If President Obama wants to help consumers and do something good for the country, he should shut down every collection agency. If a consumer defaults on a debt, it is reflected on their credit report and other lenders can determine if and when they want to lend to them again.  But to have consumers pay high interest rates on unsecured credit (supposed) in the name of "RISK" and then get harassed and sued and having pay garnished after the lender has written it off as bad debt makes no sense at all.  Eichenbaum and Stylianou, LLC - attorneys- their parents must be mortified what they have done with their law degrees.