This IS a collection dept for CreditOne Bank.  Regardless of what the recording says.  They called my number on a majicjack which I have never given the number out.  I do owe them money.  They must have figured out the number because I paid for the majicjack with this card back when the acct was open.  That means they actually looked at my statement and did some research.  Ironically I happen to be in the debt services industry and Yes, it IS illegal for them to act as anyone other than who they are.  The hard part would be to prove it is them.  The reason they do this is probably once in a while some dummy does give in and give a debit/credit card # in which allows them to charge everything owed to them.

They are NOT credit one, call the 800 number on your card, they will tell you it's not them.

This number calls at any and all hours

Maybe you bums should pay your bills.  LOL poverty...

Maybe you should stop trying to scam people on the phone. LOL, they don't seem to be falling for it, do they?