Sep 14, 2011
It is a collection agency who is calling for "their client" who happens to be another agency. I started paying on a bill with this other agency until I started getting calls from multiple agencies and feeling like I was being scammed. At that point, they refused to mail me a letter regarding the account and told me to "be a man and take out my checkbook".
My original debt was with HSBC and when I called HSBC they have no record of selling my account to either agency.