This number called our business today at 1138 hours.  The caller ID said, "Vertical Financ..."  I picked up the phone and put it right back down again.  As the number comes back as a legitimate one for Dan Jo of Prestige BMW in New Jersey, it's pretty obvious that it is either being illegally spoofed by some scam artist or someone got a very wrong number.  I'm guessing it's a scam artist because I find it difficult to believe that a BMW dealership in New Jersey would call a small business in Massachusetts.