they called me several times no message. then they called me at work claiming to be my husband when someone other then me answered the work phone. when i finally spoke with them they guys claimed he wanted to help me pay off my debt. i told him i couldnt talk i was at work yet he continued to talk and talk and talk. finally i said i have to call u back when im not at work tomorrow. he said ok. so we spoke the next day i answered all his questions and he called back later to give me my so called options. he originally told me i could pay off my debt in as little as 9 years. he never mentioned i would have to put thousands of dollars down to get any option. i told him i didnt have that kind of money and he said think about it for a few days and call me next week. he also called and talked with my husband who told him the same thing. we dont have that kind of money and we cant get that kind of money. i tried calling back at our scheduled time to talk he never answered and when i went to leave him a voicemail it cut me off when i barely got 2 words out. it got my name and my acct # thats it. Then i didnt hear from him for 3 weeks now he or someone else is calling me from this number and i missed the phone call. I knw its MRS Associates. but they tell u a bunch of lies and want u to give them ur bank acct info and pay then thousands upfront when they dont tell u that in the first place. im going to act under the impression they are not very trustworthy. i dont legally have to give out that kind of info. not to mention we had to give them 3 references. wtf is that for? he wouldnt give me a reason. i feel like he was trying to manipulate me into paying him money i dont have. i do have debt and i admit that and if i would have known that everything after i took out the student loan i never would have taken it out.