Caller ID = Survey
"This is the 2nd & final call about your credit card...."

[***] should be [***] daily.

I was told by the Phone company for this area code. The calls come from over seas & that the Phone numbers are spoofed.
AKA: Hacked. nothing they can do. because it is NOT, I repeat NOT illegal to spoof a phone number. TIME TO CALL YOUR CONGRESSMAN & SENTOR!

I too keep getting these calls.  I don't answer.  The caller ID says Bayonne, NJ.  To try to find out who these guys are, I called back the number and got a recording that said, "To be removed from our calling list, press any digit".  You number will be removed in 8 to 10 days.  I pressed "any digit".  Let's see if they keep calling or not.  I doubt very much if this works.  I have not doubt that KP (comments above) is correct.  This is probably a spoofed number and actually coming from outside the United States.  Guess we're just stuck not answering when we see the number on the Caller ID.

I agree with Gailw and KP. Gail's description is spot on how mine went just 15 mins. ago. I did het the name - American Credit Assistance. When asked where they were located She replied China then "click".