Robocall, said to hit 1 to hear about reducing my credit card rate. Hit 1, man with a horrible accent (maybe India, more likely Eastern European) says he can get me 6.9% rate on credit card. Claims he has my file in front of him and I owe more than $3,000. He asks what rate I am paying, I tell him 0% on an 18-month promotion. He mumbles something about taking my name off his list. I hang up. Definitely a scam.

Thanks to everyone for the info.  I never answer these weird phone # calls.

The number called my cell phone, which really concerns me.  Usually it is just the landline that is plagued by these guys.  Anyway, I didn't answer (as I never do an unknown number) and they left no message.  Based upon above call notes, will assume that it is credit card scammers.  Thanks to all for the info.

So u didnt answer, dont know who it was, and just assume scammers. Wow that is very informative!
Why do people waste time posting such useless crap that helps no one?

Poor little troll has no life.